Payback Pouch

A core pouch holding the money you’ve set aside to pay off your debts — both credit cards and loans. Ultimately, you decide how much of it goes toward each debt.

For a credit card in Payback Mode, every time you swipe a transaction to a pouch, money is transferred from that pouch into the Payback Pouch — setting aside funds to pay the card back.

To prioritize your debts and let Roo do the math for you, we recommend turning on the Payback Plan.