Bank Account Transfer

Moving real money between your bank accounts. This happens at your bank — Roo can’t move your money for you.

A bank account transfer changes where your dollars physically live, but not what they’re for. Your pouches sit on top of your On Budget accounts as a whole, not on any single account, so moving money between those accounts leaves your budget exactly as it was.

Contrast this with a Pouch Transfer, which changes your budget’s intent without touching your real accounts.