How do I get good reports if I use grouping?

Grouping doesn’t mean giving up on reporting. You just get the answers from different places.

THE OVERVIEW TAB The Overview tab contains several report widgets to give you insight into your finances.

Bill Tracker Answers questions like “How much did I spend on electricity last year?” or “Which bills have I not paid this month?” Since every bill is tracked as a line item, you get per-bill history without needing separate categories.

Net Worth Answers “How am I doing overall?” It shows what you own minus what you owe, so you can watch your total worth change over time. See Net Worth.

Cash Flow Answers “Am I earning more than I spend?” It shows how much money came in and how much went out over a period of time, so you can tell if you are ending up ahead or behind.

OTHER SOURCES

Your bank’s built-in categorization Most banks do a decent job identifying common spending types like fast food or gas. For straightforward categories, your bank’s data may already have what you need.

A few things to keep in mind about reports:

1. Roo changes your behavior in the moment, not by reviewing the past.
2. The number in your Living pouch is what shifts your spending habits.
3. Next month’s report can’t help you make today’s choice.
4. In retroactive budgeting, reports drive everything. Here, they don’t.
5. Chasing detailed data adds decision fatigue and often doesn’t give real help.
6. If tracking pushes you toward your tipping point, dial it back.
7. A report isn’t worth it if it makes the system unsustainable.